The FirstHome down payment guidance application is for first-time home buyers only, while the HomeAgain and Rating packages can be utilized by repeat house buyers as well. Note that pre-approval counts like a "challenging inquiry" on the credit history report, lasting for 2 decades, but will not likely impact your https://kingswoodhomes.uk.com/news/first-time-buyers-find-their-dream-home-at-spinners-brook/