Stay informed about the 2025 medicare irmaa brackets with insights from Federal Pension Advisors. Learn how income levels can affect Medicare premiums and plan ahead to minimize costs. Our expert guidance helps federal employees and retirees make smarter decisions for healthcare and retirement planning. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge