The news reports of the latest several years speak a clear language: significant rainfall activities and floods are raising. What was a "once-in-a-century flood" can now take place in just some decades. For homeowners, this means they have to say goodbye into the illusion that "absolutely nothing will take place." https://docs.google.com/drawings/d/1RQ0c9F51xNPwKMSCQwff2DP6U4v5fHWB1ALHP5m5vpk/edit?usp=sharing